Victoria Gunvalson (née Steinmetz; formerly Wolfsmith) (born March 27, 1962) is an American reality television personality and businesswoman best known for a starring role as a housewife in the Bravo reality television series The Real Housewives of Orange County for fourteen seasons. She is the founder of Coto Insurance.
Gunvalson is one of five children. Her father owned a construction company and her mother was a housewife. She married her first husband Michael J. Wolfsmith at the age of 21 and they had two children, Briana Culberson (née Wolfsmith) and Michael Wolfsmith.At the age of 29, they divorced and she began a part-time job at her father's construction company.
In 1991, after her father's death from Alzheimer's disease, she joined the health insurance business. In 1994, she married Donn Gunvalson and founded Coto Insurance and Financial Services, after obtaining her insurance license in California. Vicki and Donn divorced in 2014. Vicki is engaged to Steve Lodge, brother of Roger Lodge.